Auto Insurance in Lawrenceville, Georgia
Auto insurance is crucial for protecting yourself and others on the road. It can cover risks such as accidents, theft and natural disasters, providing financial security. Without the right coverage, you could face significant out-of-pocket costs for vehicle repairs, medical bills and legal fees.
At Paramount Insurance & Multiservice, LLC in Lawrenceville, Georgia, we offer customizable auto insurance solutions. With a focus on customer satisfaction and competitive rates, we can help you get the best coverage for your needs. 
What Do Auto Policies Cover?
Auto insurance typically includes several types of coverage:
- Liability coverage may pay for damage and injuries you cause to others in an accident.
- Collision coverage may cover damage to your vehicle from a collision, regardless of fault.
- Comprehensive coverage may protect against non-collision-related incidents like theft, vandalism and natural disasters.
- Personal injury protection may cover medical expenses for you and your passengers.
- Uninsured/underinsured motorist coverage may provide financial protection if an at-fault driver hits you without adequate insurance.
How Does Auto Insurance Work?
Auto insurance operates by pooling risk among many policyholders. You pay a premium to the insurance company, and in return, they may cover specific types of losses. When you file a claim, the insurer assesses the damage and, if the claim is approved, pays for covered expenses minus any deductible.
Is Uninsured Motorist Coverage Necessary?
While uninsured motorist coverage is not required by law in Georgia, it can be a valuable addition to your auto insurance policy. This coverage, along with underinsured motorist coverage, can help protect you financially if you’re in an accident with a driver who either has no insurance or insufficient coverage to pay for the damage.
How to Get Auto Insurance
Paramount Insurance & Multiservice, LLC, is dedicated to helping you find a policy that suits your specific needs. Contact us today to start or request a free quote.